The main objective of the Public Liability Insurance Act is to provide immediate relief for the victims who suffer from the accidents involving __________.

The correct answer is 'hazardous substances.'

Key Points

• Objective of the Public Liability Insurance Act:
  • The Public Liability Insurance Act, 1991, was enacted in India to provide immediate relief to victims of accidents involving hazardous substances.
  • Its primary goal is to ensure quick compensation for individuals affected by accidents due to improper handling, storage, or transportation of hazardous materials.
  • This Act mandates that industries involved in handling hazardous substances must maintain insurance policies to cover liabilities arising from accidents.
• Definition of hazardous substances:
  • Hazardous substances refer to chemicals or materials that pose significant risks to human health, property, and the environment due to their toxic, explosive, or reactive nature.
  • Examples include industrial chemicals, petroleum products, and radioactive materials.
• Immediate relief provisions:
  • The Act ensures that victims are compensated promptly without requiring lengthy legal procedures.
  • This immediate relief is distinct from compensation that may be awarded later through other legal mechanisms or courts.