LIC ADO Salary 2025: Pay Scale & Career Growth!

LIC ADO Salary 2025: Life Insurance Corporation (LIC) is a leading Insurance company. It is a dream of many aspirants to work as an Apprentice Development Officer (ADO) in LIC. Candidates that are preparing to appear for the LIC ADO exam must have knowledge of LIC ADO salary. The Basic Pay of a LIC Apprentice Development Officer is ₹ 21,865/- per month along with allowances and additional benefits.

In this article, we have provided all the relevant information regarding the LIC Apprentice Development Officer salary structure, allowances, job profile, career growth, and other benefits that a candidate will receive after getting selected as an ADO in LIC.

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LIC ADO Salary Structure 2025

The LIC ADO salary details will be specified in the official notification. As per the previous official notification, the LIC ADO salary is calculated against this pay scale – 35650-2200(2)-40050-2595(2)-45240-2645 (17)-90205. This means that the starting basic salary of LIC ADO employees is Rs. 36,650/–. The following is the year wise basic salary and increment details based on the previous official notification –

LIC ADO In-hand Salary

The in-hand salary of a LIC ADO (Apprentice Development Officer) is a crucial factor for candidates considering the role. The in-hand salary is approximately ₹45,000 to ₹55,000 per month, depending on various factors such as location and allowances. This amount includes basic pay, dearness allowance (DA), house rent allowance (HRA), and other benefits like medical insurance, bonus, and pension benefits. After the completion of the probation period, the salary further increases based on increments in the pay scale. The in-hand salary also varies depending on the performance of the candidate during their tenure.

LIC ADO Grade Pay

LIC ADO employees receive a Grade Pay as part of their salary structure. The initial basic pay for LIC ADO is ₹35,650, and the grade pay is included in this pay scale. The pay scale of LIC ADO is ₹35,650- ₹90,205, and increments are provided after every 2 years with specific raises. The grade pay structure for LIC ADO is designed to ensure that the employees' pay increases progressively over time, including allowances such as HRA, DA, and others, leading to an overall enhancement of their monthly salary.

LIC ADO Salary Slip

The LIC ADO salary slip is a document that breaks down the salary components of the employee. It includes details such as the basic pay, HRA, dearness allowance (DA), conveyance allowance, bonus, and any other benefits. The salary slip also displays the deductions made for taxes and provident fund (PF). The LIC ADO salary slip is crucial for the employees for their personal financial planning and can be used for loan applications or other official purposes. It reflects the total gross salary and the in-hand salary after deductions.

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LIC ADO Allowances 2025

Along with the LIC ADO salary, appointed candidates also get some allowances for their basic pay.

1. Dearness Allowance (DA): DA is revised every quarter based on the CPI (Consumer Price Index). This LIC AAO salary forms CPI 40% of the Basic Pay.
2. House Rent Allowance (HRA): HRA can be 9%, 8%, or 7% of the basic pay depending on the location of the job.
3. City Compensatory Allowance (CCA): CCA can be 4%, 3%, or 0%, Depending on the location of the posting.

LIC ADO Other Benefits 2025

Apart from the allowance, a LIC ADO will also receive some other benefits. Have a look at the benefits listed below:

• Gratuity
• LTC
• Group Insurance
• Vehicle Advance
• Mobile Handset
• Attractive Performance Incentives
• Pension Scheme
• Medical Benefit
• Accident Insurance
• Reimbursement 
• Supply of Dailies

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LIC ADO Probationary Period 2025

Candidates appointed as Apprentice Development Officers have to go through a probationary period of 1 year. This period can be extended by the authority while supervising the performance of the appointed candidate. During the probationary period, candidates will be paid equal to the basic pay of ₹21,865 per month. 

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LIC ADO Job Profile 2025

Once the candidate is appointed as LIC Apprentice Development Officer they have to perform certain duties. Following is the list of basic duties.

• ADO is basically a sales administration job
• Recruit suitable candidates for LIC agents
• Required to train appointed LIC agents
• Analyze the performance of each agent
• Motivating to sell maximum LIC policies
• Assigning target quota
• Maintaining the integrity of sales as a whole
• Need to work in both Rural and Urban areas

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LIC ADO Career Growth 2025

Candidates joining as Apprentice Development Officers will have great opportunities when it comes to promotion and career growth along with a prestigious LIC ADO salary and job profile. Look at the career growth hierarchy given below;

Know the Previous year's LIC ADO Cut off

We hope that candidates have got the salary structure, job profile, and career growth idea of LIC Apprentice Development Officer from this article. Download our Testbook App for the latest updates on upcoming exams, study material for the exam, and much more. For any queries or doubts feel free to leave a comment.

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