A person borrows Rs. 66000 at the rate of 10 percent per annum on simple interest for 4 years. He immediately lends it to another person at the rate of 12.5 percent per annum on simple interest for 4 years. What is the value of gain per year?

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  1. Rs. 1660
  2. Rs. 1550
  3. Rs. 1650
  4. Rs. 1780

Answer (Detailed Solution Below)

Option 3 : Rs. 1650
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Detailed Solution

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Given:

Principal (P) borrowed = ₹66,000

Rate (r1) borrowed = 10% per annum

Time (t) borrowed = 4 years

Principal (P) lent = ₹66,000

Rate (r2) lent = 12.5% per annum

Time (t) lent = 4 years

Formula used:

Simple Interest (SI) = P × r × t / 100

Gain per year = (SIlent - SIborrowed) / t

Calculation:

SIborrowed = 66,000 × 10 × 4 / 100

⇒ SIborrowed = ₹26,400

SIlent = 66,000 × 12.5 × 4 / 100

⇒ SIlent = ₹33,000

Gain per year = (33,000 - 26,400) / 4

⇒ Gain per year = ₹6,600 / 4

⇒ Gain per year = ₹1,650

∴ The correct answer is option 3.

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