Investment Split MCQ Quiz - Objective Question with Answer for Investment Split - Download Free PDF

Last updated on May 31, 2025

Latest Investment Split MCQ Objective Questions

Investment Split Question 1:

A total of ₹2,00,000 is divided into two parts for investing in different banks on simple interest. One yields 4% p.a. while the
other yields 6% p.a. If the total interest at the end of one year is equivalent to 4.7% p.a. on the whole amount, the amount (in
₹) invested in each bank is ________, respectively.

  1. 1,30,000 and 70,000
  2. 1,45,000 and 55,000
  3. 1,20,000 and 80,000
  4. 1,60,000 and 40,000

Answer (Detailed Solution Below)

Option 1 : 1,30,000 and 70,000

Investment Split Question 1 Detailed Solution

Given:

Total amount = ₹2,00,000

Interest rates = 4% p.a. and 6% p.a.

Total interest equivalent = 4.7% p.a.

Formula Used:

Let the amount invested at 4% be ₹x

Then, the amount invested at 6% will be ₹(2,00,000 - x)

Total interest = Interest from 4% + Interest from 6%

Total interest = 4.7% of 2,00,000

Calculation:

Interest from 4% = x × 4/100

Interest from 6% = (2,00,000 - x) × 6/100

Total interest = x × 4/100 + (2,00,000 - x) × 6/100

Total interest = 4.7% of 2,00,000

4.7/100 × 2,00,000 = x × 4/100 + (2,00,000 - x) × 6/100

9,400 = 4x/100 + 6(2,00,000 - x)/100

9,400 = 4x/100 + 12,000 - 6x/100

⇒ 9,400 = 12,000 - 2x/100

⇒ 9,400 - 12,000 = -2x/100

⇒ -2,600 = -2x/100

⇒ 2,600 = 2x/100

⇒ 2,60,000 = 2x

⇒ x = 1,30,000

Amount invested at 4% = ₹1,30,000

Amount invested at 6% = ₹2,00,000 - ₹1,30,000 = ₹70,000

The amount invested in each bank is ₹1,30,000 and ₹70,000 respectively.

Investment Split Question 2:

Kiran lent ₹4,000 to two persons such that one part of it at the rate of 8% per annum and the remaining part at the rate of 10% per annum. He got an annual simple interest of ₹352. Then the sum lent at 10% is:

  1. ₹1,800
  2. ₹2,200
  3. ₹2,400
  4. ₹1,600

Answer (Detailed Solution Below)

Option 4 : ₹1,600

Investment Split Question 2 Detailed Solution

Given:

Total amount lent = ₹4,000

Annual simple interest received = ₹352

Interest rate for one part = 8% per annum

Interest rate for remaining part = 10% per annum

Formula Used:

Simple Interest (SI) = Principal (P) × Rate (R) × Time (T) / 100

Calculation:

Let the amount lent at 10% be ₹x.

Then, the amount lent at 8% will be ₹(4,000 - x).

SI for amount lent at 10% = x × 10 × 1 / 100 = 0.1x

SI for amount lent at 8% = (4,000 - x) × 8 × 1 / 100 = 0.08(4,000 - x)

According to the problem, the total interest received is ₹352.

So, 0.1x + 0.08(4,000 - x) = 352

⇒ 0.1x + 320 - 0.08x = 352

⇒ 0.02x = 32

⇒ x = 32 / 0.02

⇒ x = 1,600

The sum lent at 10% is ₹1,600.

Investment Split Question 3:

Ramesh has ₹18,000. He deposited ₹7,000 in a bank at the rate of 5% per annum and ₹6,000 in other bank at the rate of 6% per annum simple interest. If he received ₹1,160 as simple interest at the end of one year, then the rate of interest per annum on rest of the capital is equal to:

  1. 10%
  2. 11%
  3. 9%
  4. 8%

Answer (Detailed Solution Below)

Option 3 : 9%

Investment Split Question 3 Detailed Solution

Given:

Total amount = ₹18,000

Amount deposited in first bank = ₹7,000 at 5% per annum

Amount deposited in second bank = ₹6,000 at 6% per annum

Total interest received at the end of one year = ₹1,160

Formula Used:

Simple Interest (SI) = Principal (P) × Rate (R) × Time (T) / 100

Calculation:

Interest from the first bank:

SI1 = ₹7,000 × 5 × 1 / 100

SI1 = ₹350

Interest from the second bank:

SI2 = ₹6,000 × 6 × 1 / 100

SI2 = ₹360

Total interest from first and second bank:

SI1 + SI2 = ₹350 + ₹360 = ₹710

Remaining interest to be earned from the rest of the capital:

Interest from rest of the capital = ₹1,160 - ₹710 = ₹450

Remaining capital:

Remaining capital = ₹18,000 - ₹7,000 - ₹6,000 = ₹5,000

Let the rate of interest for the remaining capital be R3% per annum.

Using the simple interest formula:

SI3 = ₹5,000 × R3 × 1 / 100

₹450 = ₹5,000 × R3 / 100

⇒ R3 = (₹450 × 100) / ₹5,000

⇒ R3 = 9%

The rate of interest per annum on the rest of the capital is 9%.

Investment Split Question 4:

A man invests a total sum of Rs. 10,000 in a company. A part of the sum was invested at 10% simple interest per annum and the remaining part at 15% simple interest per annum. If the total interest accrued to him in two years equals Rs. 2,400, the sum invested at 15% simple interest per annum is:

  1. Rs. 8,000
  2. Rs. 4,000
  3. Rs. 6,000
  4. Rs. 5,000

Answer (Detailed Solution Below)

Option 2 : Rs. 4,000

Investment Split Question 4 Detailed Solution

Given:

Principal = Rs 10,000

Some part of money lent at 15%

Some part of it lent at 10%

Total interest earned = Rs. 2400

Time = 2 years

Formula Used:

Interest = (Principal × Rate × Time)/100

Calculation:

Let the money lent at 15% be x

Then money lent at 10% be (10,000 - x)

2400 = [(x × 15 × 2)/100] + [(10,000 - x) × 10 × 2]/100

2400 = (3x/10) + [(10,000 - x)/5]

2400 = (3x + 20,000 - 2x)/10

⇒ 24,000 = 20,000 + x

⇒ x = Rs 4,000

The sum invested at 15% simple interest per annum is 4000.

 

Shortcut TrickTotal S.I. on 10,000 = (10000 × 2 × R)/ 100 = 2400

R = 12%

 F3 SSC Savita 09-10-23 D8

Investment Split Question 5:

S deposits a total of ₹50,000 in two accounts which give 8% and 12% simple interest annually, respectively. After one year, he gets a total ₹5,200. How much money does he deposit in the account with a 12% interest rate?

  1. ₹30,000
  2. ₹32,000
  3. ₹20,000
  4. ₹25,000

Answer (Detailed Solution Below)

Option 1 : ₹30,000

Investment Split Question 5 Detailed Solution

Given:

Principal (P) = Rs.50,000

First rate = 8%; second rate = 12%

Total simple interest (S.I) = Rs.5200

Formula used:

Simple interest (S.I) = (P × R × T)/100

Where P = principal; R = rate; T = time

Calculation:

Let the amount at 12% rate = x

then amount at 8% rate = (50,000 - x)

According to the question:

⇒ (50,000 - x) × 8% + x × 12% = 5200

⇒​ (50,000 × 8%) - (x × 8%) + (x × 12%) = 5200

⇒ (x × 4%) = 5200 - 4000

⇒ x = (1200 × 100)/4 = Rs.30000

∴ The correct answer is Rs.30000.


Shortcut Trick
Calculation:

Overall rate = (5200 × 100)/50000 = 52/5 = 10.4%

F1 SSC Arbaz 6-10-23 D11   

Now 

Amount at 8% : Amount at 12% = 1.6 : 2.4

⇒ 2 : 3

⇒ 5 units = 50000

⇒ 3 units = (50000 × 3)/5 = Rs.30000

∴ The correct answer is Rs.30000. 

Top Investment Split MCQ Objective Questions

A man invests a total sum of Rs. 10,000 in a company. A part of the sum was invested at 10% simple interest per annum and the remaining part at 15% simple interest per annum. If the total interest accrued to him in two years equals Rs. 2,400, the sum invested at 15% simple interest per annum is:

  1. Rs. 8,000
  2. Rs. 4,000
  3. Rs. 6,000
  4. Rs. 5,000

Answer (Detailed Solution Below)

Option 2 : Rs. 4,000

Investment Split Question 6 Detailed Solution

Download Solution PDF

Given:

Principal = Rs 10,000

Some part of money lent at 15%

Some part of it lent at 10%

Total interest earned = Rs. 2400

Time = 2 years

Formula Used:

Interest = (Principal × Rate × Time)/100

Calculation:

Let the money lent at 15% be x

Then money lent at 10% be (10,000 - x)

2400 = [(x × 15 × 2)/100] + [(10,000 - x) × 10 × 2]/100

2400 = (3x/10) + [(10,000 - x)/5]

2400 = (3x + 20,000 - 2x)/10

⇒ 24,000 = 20,000 + x

⇒ x = Rs 4,000

The sum invested at 15% simple interest per annum is 4000.

 

Shortcut TrickTotal S.I. on 10,000 = (10000 × 2 × R)/ 100 = 2400

R = 12%

 F3 SSC Savita 09-10-23 D8

S deposits a total of ₹50,000 in two accounts which give 8% and 12% simple interest annually, respectively. After one year, he gets a total ₹5,200. How much money does he deposit in the account with a 12% interest rate?

  1. ₹30,000
  2. ₹32,000
  3. ₹20,000
  4. ₹25,000

Answer (Detailed Solution Below)

Option 1 : ₹30,000

Investment Split Question 7 Detailed Solution

Download Solution PDF

Given:

Principal (P) = Rs.50,000

First rate = 8%; second rate = 12%

Total simple interest (S.I) = Rs.5200

Formula used:

Simple interest (S.I) = (P × R × T)/100

Where P = principal; R = rate; T = time

Calculation:

Let the amount at 12% rate = x

then amount at 8% rate = (50,000 - x)

According to the question:

⇒ (50,000 - x) × 8% + x × 12% = 5200

⇒​ (50,000 × 8%) - (x × 8%) + (x × 12%) = 5200

⇒ (x × 4%) = 5200 - 4000

⇒ x = (1200 × 100)/4 = Rs.30000

∴ The correct answer is Rs.30000.


Shortcut Trick
Calculation:

Overall rate = (5200 × 100)/50000 = 52/5 = 10.4%

F1 SSC Arbaz 6-10-23 D11   

Now 

Amount at 8% : Amount at 12% = 1.6 : 2.4

⇒ 2 : 3

⇒ 5 units = 50000

⇒ 3 units = (50000 × 3)/5 = Rs.30000

∴ The correct answer is Rs.30000. 

Investment Split Question 8:

A man invests a total sum of Rs. 10,000 in a company. A part of the sum was invested at 10% simple interest per annum and the remaining part at 15% simple interest per annum. If the total interest accrued to him in two years equals Rs. 2,400, the sum invested at 15% simple interest per annum is:

  1. Rs. 8,000
  2. Rs. 4,000
  3. Rs. 6,000
  4. Rs. 5,000

Answer (Detailed Solution Below)

Option 2 : Rs. 4,000

Investment Split Question 8 Detailed Solution

Given:

Principal = Rs 10,000

Some part of money lent at 15%

Some part of it lent at 10%

Total interest earned = Rs. 2400

Time = 2 years

Formula Used:

Interest = (Principal × Rate × Time)/100

Calculation:

Let the money lent at 15% be x

Then money lent at 10% be (10,000 - x)

2400 = [(x × 15 × 2)/100] + [(10,000 - x) × 10 × 2]/100

2400 = (3x/10) + [(10,000 - x)/5]

2400 = (3x + 20,000 - 2x)/10

⇒ 24,000 = 20,000 + x

⇒ x = Rs 4,000

The sum invested at 15% simple interest per annum is 4000.

 

Shortcut TrickTotal S.I. on 10,000 = (10000 × 2 × R)/ 100 = 2400

R = 12%

 F3 SSC Savita 09-10-23 D8

Investment Split Question 9:

S deposits a total of ₹50,000 in two accounts which give 8% and 12% simple interest annually, respectively. After one year, he gets a total ₹5,200. How much money does he deposit in the account with a 12% interest rate?

  1. ₹30,000
  2. ₹32,000
  3. ₹20,000
  4. ₹25,000

Answer (Detailed Solution Below)

Option 1 : ₹30,000

Investment Split Question 9 Detailed Solution

Given:

Principal (P) = Rs.50,000

First rate = 8%; second rate = 12%

Total simple interest (S.I) = Rs.5200

Formula used:

Simple interest (S.I) = (P × R × T)/100

Where P = principal; R = rate; T = time

Calculation:

Let the amount at 12% rate = x

then amount at 8% rate = (50,000 - x)

According to the question:

⇒ (50,000 - x) × 8% + x × 12% = 5200

⇒​ (50,000 × 8%) - (x × 8%) + (x × 12%) = 5200

⇒ (x × 4%) = 5200 - 4000

⇒ x = (1200 × 100)/4 = Rs.30000

∴ The correct answer is Rs.30000.


Shortcut Trick
Calculation:

Overall rate = (5200 × 100)/50000 = 52/5 = 10.4%

F1 SSC Arbaz 6-10-23 D11   

Now 

Amount at 8% : Amount at 12% = 1.6 : 2.4

⇒ 2 : 3

⇒ 5 units = 50000

⇒ 3 units = (50000 × 3)/5 = Rs.30000

∴ The correct answer is Rs.30000. 

Investment Split Question 10:

Kiran lent ₹4,000 to two persons such that one part of it at the rate of 8% per annum and the remaining part at the rate of 10% per annum. He got an annual simple interest of ₹352. Then the sum lent at 10% is:

  1. ₹1,800
  2. ₹2,200
  3. ₹2,400
  4. ₹1,600

Answer (Detailed Solution Below)

Option 4 : ₹1,600

Investment Split Question 10 Detailed Solution

Given:

Total amount lent = ₹4,000

Annual simple interest received = ₹352

Interest rate for one part = 8% per annum

Interest rate for remaining part = 10% per annum

Formula Used:

Simple Interest (SI) = Principal (P) × Rate (R) × Time (T) / 100

Calculation:

Let the amount lent at 10% be ₹x.

Then, the amount lent at 8% will be ₹(4,000 - x).

SI for amount lent at 10% = x × 10 × 1 / 100 = 0.1x

SI for amount lent at 8% = (4,000 - x) × 8 × 1 / 100 = 0.08(4,000 - x)

According to the problem, the total interest received is ₹352.

So, 0.1x + 0.08(4,000 - x) = 352

⇒ 0.1x + 320 - 0.08x = 352

⇒ 0.02x = 32

⇒ x = 32 / 0.02

⇒ x = 1,600

The sum lent at 10% is ₹1,600.

Investment Split Question 11:

Ramesh has ₹18,000. He deposited ₹7,000 in a bank at the rate of 5% per annum and ₹6,000 in other bank at the rate of 6% per annum simple interest. If he received ₹1,160 as simple interest at the end of one year, then the rate of interest per annum on rest of the capital is equal to:

  1. 10%
  2. 11%
  3. 9%
  4. 8%

Answer (Detailed Solution Below)

Option 3 : 9%

Investment Split Question 11 Detailed Solution

Given:

Total amount = ₹18,000

Amount deposited in first bank = ₹7,000 at 5% per annum

Amount deposited in second bank = ₹6,000 at 6% per annum

Total interest received at the end of one year = ₹1,160

Formula Used:

Simple Interest (SI) = Principal (P) × Rate (R) × Time (T) / 100

Calculation:

Interest from the first bank:

SI1 = ₹7,000 × 5 × 1 / 100

SI1 = ₹350

Interest from the second bank:

SI2 = ₹6,000 × 6 × 1 / 100

SI2 = ₹360

Total interest from first and second bank:

SI1 + SI2 = ₹350 + ₹360 = ₹710

Remaining interest to be earned from the rest of the capital:

Interest from rest of the capital = ₹1,160 - ₹710 = ₹450

Remaining capital:

Remaining capital = ₹18,000 - ₹7,000 - ₹6,000 = ₹5,000

Let the rate of interest for the remaining capital be R3% per annum.

Using the simple interest formula:

SI3 = ₹5,000 × R3 × 1 / 100

₹450 = ₹5,000 × R3 / 100

⇒ R3 = (₹450 × 100) / ₹5,000

⇒ R3 = 9%

The rate of interest per annum on the rest of the capital is 9%.

Investment Split Question 12:

A total of ₹2,00,000 is divided into two parts for investing in different banks on simple interest. One yields 4% p.a. while the
other yields 6% p.a. If the total interest at the end of one year is equivalent to 4.7% p.a. on the whole amount, the amount (in
₹) invested in each bank is ________, respectively.

  1. 1,30,000 and 70,000
  2. 1,45,000 and 55,000
  3. 1,20,000 and 80,000
  4. 1,60,000 and 40,000

Answer (Detailed Solution Below)

Option 1 : 1,30,000 and 70,000

Investment Split Question 12 Detailed Solution

Given:

Total amount = ₹2,00,000

Interest rates = 4% p.a. and 6% p.a.

Total interest equivalent = 4.7% p.a.

Formula Used:

Let the amount invested at 4% be ₹x

Then, the amount invested at 6% will be ₹(2,00,000 - x)

Total interest = Interest from 4% + Interest from 6%

Total interest = 4.7% of 2,00,000

Calculation:

Interest from 4% = x × 4/100

Interest from 6% = (2,00,000 - x) × 6/100

Total interest = x × 4/100 + (2,00,000 - x) × 6/100

Total interest = 4.7% of 2,00,000

4.7/100 × 2,00,000 = x × 4/100 + (2,00,000 - x) × 6/100

9,400 = 4x/100 + 6(2,00,000 - x)/100

9,400 = 4x/100 + 12,000 - 6x/100

⇒ 9,400 = 12,000 - 2x/100

⇒ 9,400 - 12,000 = -2x/100

⇒ -2,600 = -2x/100

⇒ 2,600 = 2x/100

⇒ 2,60,000 = 2x

⇒ x = 1,30,000

Amount invested at 4% = ₹1,30,000

Amount invested at 6% = ₹2,00,000 - ₹1,30,000 = ₹70,000

The amount invested in each bank is ₹1,30,000 and ₹70,000 respectively.

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