A sum of money becomes 3/5 times more in 6 years at simple interest. What will be the compound interest of Rs 12000 after 3 years at the same rate?

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  1. Rs. 3972
  2. Rs. 3792
  3. Rs. 3960
  4. Rs. 4320

Answer (Detailed Solution Below)

Option 1 : Rs. 3972
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Detailed Solution

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Given:

In 6 years, amount becomes 3/5 times more ⇒ Interest = 3/5 of principal

Let principal = P ⇒ SI = (3/5)P

Time = 6 years

We need to find CI on ₹12,000 for 3 years at same rate

Formula used:

Simple Interest: SI = (P × R × T) ÷ 100

Compound Interest: A = P\((1 + \frac{r}{100})^t\)

CI = A - P

Calculations:

SI = (3/5)P = (P × R × 6) ÷ 100

⇒ (3/5)P = (6PR) ÷ 100

⇒ Multiply both sides by 100: 60P = 6PR ⇒ R = 10%

Now for CI on ₹12,000 for 3 years at 10%:

A = 12000 × (1 + 10/100)3 = 12000 × (1.1)3 = 12000 × 1.331 = ₹15,972

CI = 15972 - 12000 = ₹3,972

∴ Compound Interest = ₹3,972

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